Taking early retirement
Vixx takes care of it.

You work hard and would like to benefit from this. You would like to work less or take early retirement. The most important aspect is being able to live a comfortable life after you have made one of these choices. Making sure you have all the time you want for your hobbies or can take a holiday without having to worry about anything. Being able to enjoy yourself without a care in the world. At Vixx, we know all about this. Do you want to be a part of all the fun? Vixx takes care of it.

Vixx can help you with this

Working until you are 67? No way! Maybe your job entails heavy physical labour, so working until you are 67 might not even be an option, or you want to start enjoying the good things in life before you're 67. Regardless, you need to make a plan to make your dreams come true. Vixx has handled this before so we will take care of it.

You don't have a pension scheme for your employees. It's a hassle and requires lots of paperwork. Still, it could be a reason for people to find employment elsewhere. A pension scheme does not have to be a hassle. Vixx knows there are plenty of great options which will please everyone. Such as a group pension. Vixx looks at the bigger picture and we give you the advice which suits your company best. Making sure you and your employees are happy.

You don't have a pension scheme via your employer or you want to start paying into a pension fund because you are self employed. Which options are there? What are the risks? Vixx shows which advice suits you best.

Has your relationship come to an end? This also has a big impact on your pension. There a plenty of legal regulations. Do you want to know what the state of play is? Are there any alternatives? Vixx helps you make sense of the complicated issues and to find the best solutions. Because Vixx takes care of it.

You have been job hopping for a while and as a result have various (small) pensions. You have no idea how big they are and what you can do with it. And what about that pension gap, a result of that sabbatical you took? Gain insight in your pension with Vixx, because Vixx takes care of it.

Maybe you didn't think about your pension when you started your own business. Or you wanted to take care of it but did not know where to begin. Is your pension up to date? Are you able to enjoy a holiday in your apartment in Spain after you retire? Let Vixx take care of it, because that is what we do best. It will give you the chance to enjoy the Spanish sunshine when you are ready to retire.

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Early retirement?

Working until you are 67? No way! Maybe your job entails heavy physical labour, so working until you are 67 might not even be an option, or you want to start enjoying the good things in life before you're 67. Regardless, you need to make a plan to make your dreams come true. Vixx has handled this before so we will take care of it.

Questions about Vixx

Unfortunately, no more payments will be made into your pension scheme. This has a big impact. Vixx will provide you with the right advice to get back on track.

There are various options to divide your pension. First of all, it depends on whether you are married or not. If so, you pension will be divided. It is possible to deviate from this. For example, you can transfer or exchange part of the value to your (ex) partner if your pension was not set up via an employer. Vixx can work this out for you.

Payments into your pension scheme will ususally continue, as stipulated in the relevant rules and regulations.

Most pension funds do not pay holiday allowance. If you would prefer an extra payment besides your pension, you will need to make this arrangement yourself. For example, setting up a separate fund which will pay out during your retirement.

At home, at your own kitchen table. Not a problem! Because sometimes it makes more sense if we can come and visit you at home. It is also possible to meet us at one of our offices. We have various locations where we can meet.

Vixx is here to help you with all your (financial) affairs. A fixed point of contact gives you the chance to focus on what really matters. Because Vixx takes care of things.

Sometimes, you only need one of the services we provide. If this is the case, than all you purchase is what you think you need at that time. We will know you a lot better after our first meeting. Maybe you need any of our other services at some point. Vixx is always happy to help.

Challenge us!

Can I quit my too demanding job in the health sector?

Ilse (63 years old) has been working in the health sector for more than 40 years. Physically, her...
Read the full story

My life annuities are becoming available but I have to work until I am 68?

Herman (60 years old) has taken out various life annuities in order to enjoy an early retirement....
Read the full story

Pension for personnel unaffordable.

The pension contract from HAM BV has expired and needs to be renewed. The pension provider has...
Read the full story

Different employers and therefore different pension schemes.

Klaas (52 years old) has ‘collected’ different pension policies over the years. The...
Read the full story

I want to work a 20-hour week before I am 60. Is that feasible?

Arie (45 years old) has worked hard to ensure he can start working 50% less when he turns 58. He...
Read the full story

I am going to start my own company. What do I need to take into account?

Vincent (23 years old) was employed but is now starting his own business. He is livng with his...
Read the full story
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Can I quit my too demanding job in the health sector?

Ilse (63 years old) has been working in the health sector for more than 40 years. Physically, her job gets too demanding and she would like to retire as soon as possible. Vixx showed her that taking early retirement means her monthly income will be €100 less. She is very happy with that solution and is enjoying her early retirement. Would you like to find out if early retirement is an option for you? Challenge us, because Vixx takes care of it.

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My life annuities are becoming available but I have to work until I am 68?

Herman (60 years old) has taken out various life annuities in order to enjoy an early retirement. These annuities are now becoming available but Herman ‘has to’ work until he is 68 as he is no longer entitled to his state pension from the age of 65. He is not happy about that. Vixx has shown him that postponing these annuities gives him the opportunity to retire at 64. This new pension date gives Herman the chance to enjoy his retirement. Would you like to know what the best options are when it comes to life annuities? Pop by and let Vixx help you.

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Pension for personnel unaffordable.

The pension contract from HAM BV has expired and needs to be renewed. The pension provider has submitted a proposal but due to the low interest rate and high life expectancy, the premium which needs to be paid is 2.5 times higher than it was, making it unaffordable for HAM BV. Together with HAM BV, Vixx has set up a new pension plan. This has been alligned with and communicated to its employees. For the years to come, HAM BV has an excellent pension plan at an affordable price.

Vixx can be of excellent service when it comes to starting or renewing a pension plan. Vixx takes care of it.

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Different employers and therefore different pension schemes.

Klaas (52 years old) has ‘collected’ different pension policies over the years. The premium of some of these policies were tax deductable. Other policies are so called endownment insurances. He has worked for different employers, some had a pension plan and other employers hadn’t. Klaas was also self employed for a while.  He checked www.mijnpensioenoverzicht.nl and noticed his pension is quite low. Vixx gave insight using an extensive financial planning. Some policies were terminated and replaced with cheaper options.

Would you like to know where you stand and whip up your existing policies? Let Vixx take a look.

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I want to work a 20-hour week before I am 60. Is that feasible?

Arie (45 years old) has worked hard to ensure he can start working 50% less when he turns 58. He has paid off a large part of his mortgage and has made considerable payments into his ABP pension fund. He checked mijnabp.nl and has been informed he can retire early. Arie is sure the individual components are correct but is not sure if his goal of working 50% is feasible. Vixx used a comprehensive financial planning to show him that he can indeed work 50% when he is 58 and enjoy his spare time. Vixx takes care of it.

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I am going to start my own company. What do I need to take into account?

Vincent (23 years old) was employed but is now starting his own business. He is livng with his partner and their child. He has no idea of all the things he needs to think about.  Vixx helped him get the right insurances for his corporate risks, using the help of our insurance expert. The risks of premature death and incapability to work have been covered on his personal insurances. It has been agreed that as soon as the company is up and running, a meeting will bes cheduled to discuss a pension scheme. Vixx stays in touch with Vincent. Would you also like piece of mind when starting your own company? Let Vixx take care of it.

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What can we do for you? The first meeting is always free of charge and non-binding!

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