We can go on holiday again! Did you cancel your travel insurance or do you want to know what the deal is with travel insurances?
In this blog, we will share the 5 most important issues to ensure you are properly covered while enjoying your holiday.
Often, short term travel insurance is more expensive than a continuous cover, unless you are only travelling once a year for ten days.
Your travel insurance covers all trips within the Netherlands and abroad. This means it will not only be of use when you are going on holiday, but also when you are going on a one day trip to a Christmas market in Germany or when you are going shopping in Antwerp. You will also be covered when you are going on holiday in the Netherlands.
Your luggage is often covered in your travel insurance. Please note that this coverage does not include everything. For example, your sunglasses are covered for a maximum amount of €200 and your smart phone or camera is covered for €300 max. This might be sufficient. But if you want to make sure your beautiful system camera is fully insured, just give us a call and we will look into it for you.
Insuring medical costs could be the most important aspect of your travel insurance. Your health insurance covers medical care abroad, however, this is usually only a partial cover. Your health insurance usually does not cover more than “twice the standard rate in the Netherlands”. This means you are liable for any additonal costs if the rates are a lot higher, for example because you are treated in a private medical centre, or if the procedure abroad differs from the Netherlands and is therefore more expensive. You don’t run this risk when your travel insurance includes medical charges.
Are you going to a travel agent or do you book online via an operator? If this is the case, than there shouldn’t be any issues when you need to put in a claim on your travel insurance. However, when booking your tickets and a nice Airbnb seperately, you might not be (fully) covered.
Inevitable. Covid-19 or Corona. A lot of insurance companies no longer see this as an uncertain event and therefore not everything related to this is covered by your insurance policy. Every insurance company treats this differently and has his own rules and regulations. Would you like to know if you are still able to travel back home if a country is closing its borders or whether medical costs are covered in a country which is yellow or amber? Just give us a call. We will find the most suitable travel insurance for you.